Expat School Cost Calculator
Our 2026 Data Engine calculates real-time fees, hidden 'extra' costs (books, lunch, insurance), and local state-funded alternatives — so you know exactly what you'll pay before you move.
Cost Breakdown
Generic calculators ignore local tax shifts. We model VAT, tax relief and subsidy changes across all 7 countries.
We track PEBI bilingual state schools at Agrupamento level — identifying €0 tuition schools with high English support, verified for 2026.
Tuition is only ~70% of the real cost. We add registration fees, capital levies, uniforms and meals — calculated on 2026 local inflation rates.
Most expats save over €10,000 in their first year
By using our PEBI & SESB Blueprints, families unlock free bilingual state schools that most expats never find. The Portugal Intelligence Pack shows you exactly how.
Real Fee Transparency
No more guessing. See the full annual cost including registration, books, uniforms, lunch and insurance — not just the headline tuition.
Free State Alternatives
Every calculation surfaces the best free or low-cost state-funded options in your chosen country — PEBI, SESB, bilingual public schools.
7-Country Comparison
Compare costs across Portugal, Spain, Germany, Netherlands, Ireland, Switzerland and England side by side.
We track national policy changes in real-time.
Example: Our 2026 England data accounts for the 20% VAT addition to independent school fees — a change many global directories still haven't calculated.
We don't just look at websites.
Example: For our Portugal guides, we verified the specific PEBI bilingual status for the 2026 cycle at the cluster level (Agrupamentos), ensuring parents don't apply to schools that have paused their English-language streams.
Our calculator uses "Total Cost of Ownership" logic.
Example: We include registration fees, mandatory uniforms, and "voluntary" contributions that schools often leave out of their base tuition quotes.
We never take commissions, referral fees, or payments from schools. Every recommendation is based purely on what's best for your family — not what's best for our bottom line.
Disclaimer: While Expat School Finder makes every effort to provide accurate and up-to-date information, school fees, admissions policies, and enrollment windows are subject to change by the respective institutions and local education authorities without notice. Our data serves as a research guide and should be independently verified with the school's admissions office prior to making financial or relocation commitments. Expat School Finder is an independent research platform and is not affiliated with, or endorsed by, the schools listed in our database.